Pauline Chabot, Sales Representative, Serving Ottawa


Royal LePAGE Performance Realty, Brokerage, Independently Owned and Operated
165 Pretoria Av
Ottawa, On. K1S 1X1

Tel: 613-238-2801


Contacts


Pauline Chabot, M.Ed., D.E. A., SRES
613-238-2801(Office)
877-757-7386(Toll-Free)
613-294-0045(Cell)
613-238-4583(Fax)

165 Pretoria Ave.
Ottawa, Ontario, K1S 1X1


Buying Services for Ottawa Home Buyers


 
Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Ottawa or elsewhere in Ontario.


Below, select desired reports and complete the form provided.

Avoid The Most Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
Buying Your First Home?
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
How Not To Pay Too Much For Your Home
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
A Smooth Home Purchase in Six Steps
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible
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The informed home buyer


“Genius is only a superior power of seeing.”

John Ruskin, famed art and social critic

“I not only use all the brains that I have, but

all that I can borrow.”

Woodrow Wilson

“Only those who are asleep make

no mistakes.”

Ingvar Kamprad, founder of IDEA

“Can we afford it?” That’s the first thought that comes to mind when

shopping for your next dream home. Fortunately it’s an easy

question to answer if you consider your lifestyle, financial goals,

expenses and mortgage eligibility.

Lifestyle

There’s more to life then just paying the mortgage and other living

expenses.Hobbies, entertainment, vacations, family adventures, and

charitable causes are also important.Don’t be house poor.Think of

your “lifestyle” as another bill you must pay—to yourself.

Financial Goals

Your new home is not just a place to live. It’s also an investment.Make

sure it fits with your overall investment plan,which may also include

retirement savings, education funds, emergency cash, and more.

House Expenses

The mortgage isn’t your only home expense.You must also calculate

insurance, utilities, taxes,maintenance and other costs.

Amenities, such as a pool, can turn your home into an oasis. But, you

must be prepared for the upkeep costs.

If you’re buying an older home, expect repair and maintenance costs

to be higher.

Mortgage Eligibility

Your mortgage eligibility is determined by your current income,

debt level, employment history, and credit rating. Lenders use this

information combined with estimates of your new home property

taxes and heating/cooling expenses to determine the largest

mortgage they can offer you.

Be careful. Since lendersmakemoney based on interest on the total

mortgage amount, they naturally want to get you approved for the

highest amount possible.Remember that although youmay qualify for

a $400,000mortgage, youmay not want that level of debt. It will

depend on your lifestyle, financial goals and estimated home expenses.

Home affordability is like a jigsaw puzzle.You need to put all the pieces

together to get a clear picture of howmuch home you can afford.

Need help? Call today.

____________________________________________________________________

“Stuff” accumulates.

It’s a timeless

principle in every household. It

accumulates. And accumulates!

Chances are, your basement, garage,

and closets are filled with things you

don’t want to have to pack and haul on

moving day.

The solution? Have a “Moving Out” sale!

Expect a crowd. Bargain hunters love a

“Moving Out” sale even more than a

Garage Sale because they expect that

prices will be lower.

Once you realize that you won’t have to

deal with all that clutter on moving

day, you’ll love it too.

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